Английская Википедия:Dana (payment service)
Шаблон:Infobox company Dana is a digital financial service based in Jakarta, Indonesia, which acts as a digital payment to replace conventional wallets. Founded in 2018, Dana is a digital wallet registered with Bank Indonesia with four licenses including electronic money, digital wallet, money transfer, and digital financial liquidity.
History
The experience of working in the digital payment industry and the potential for the digital payment business in Indonesia, which is considered promising, encouraged Chief Executive Officer Vincent Iswara to establish the Dana digital wallet.[1] Dana's began in 2018 as an app offering payments, loyalty points and financial services powered by KMK Online's digital arm. Dana has received permission to operate as a fintech company throughout Indonesia on December 5 2018. Through Dana, users are allowed to carry out transactions ranging from bill payments, top up games[2] online, credit or Dana Paylater,[3] transactions using barcode scanning, to e-commerce. Dana is an official digital payment platform which is directly supervised by Bank Indonesia,[4] which carries an open platform and can be used in various applications, online and conventional outlets.
Dana was developed by the company startup which is an Indonesian legal entity. The main investor of the Fund is PT Elang Sejahtera Mandiri with an ownership portion of 99 percent. Elang Sejahtera Mandiri is a subsidiary of PT Elang Mahkota Teknologi Tbk (EMTEK). EMTEK has a collaboration with Ant Financial. With the collaboration between Emtek and Ant Financial, Dana received technological support from Ant Financial. Alipay technology has received recognition in terms of security and reliability in the world of digital transactions. Dana has collaborations with national banks, such as Bank Mandiri, BCA and BRI. Dana was developed as a wallet for storing limited amounts of funds in accordance with Bank Indonesia regulations and security standards.[5]
Since launching the product on November 11, 2018 until the end of June 2019, Dana has had 20 million users, and reached 1.5 million transactions per day.[1] Dana has more than 800 employees. As a financial technology company, Dana is supported by technology such as Dana Protection, has ISO 27001 Certification and Payment Card Industry Data Security Standard Certificate, and implements the zero-data sharing policy principle. relating to Personal Identifiable Information.
In August 2021, rumors circulated stating that Sinar Mas would buy 100% of Dana's shares.[6][7] However, this rumor has appeared several times, even though it was finally quite close to the entry of two Sinarmas Group companies, Bank Sinarmas and PT Dian Swaistika Sentosa, which Sinarmas denied was just an ordinary investment.[8] With the entry of this funding, the Sinarmas Group is expected to become the largest shareholder,[9] leaving Kreatif Media Karya (EMTEK) with 49% ownership.[10]
References
