Английская Википедия:Association of German Public Banks

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Шаблон:Short description

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The Association of German Public Banks (Шаблон:Lang-de, generally referred to as VÖB) is a leading association within the German banking sector, bringing together most of the German public banking sector except the local-level savings banks (Шаблон:Lang-de). Its membership includes 63 banks, including the Landesbanks that are also members of the Deutscher Sparkassen- und Giroverband (DSGV) and form part of the Sparkassen-Finanzgruppe, and promotional and development banks (Шаблон:Lang-de) owned by the Federal Republic of Germany or the individual German federal states.

VÖB is the only German banking association exercising the functions of an employer association for its member institutions: the Public-Sector Banks’ Employer Association (Шаблон:Lang-de), which comprises VÖB member institutions with a total of 60,000 employees (as at financial year 2022) and which performs collective bargaining duties. VÖB is also a member of the European Banking Federation (EBF) together with the Bundesverband deutscher Banken, Germany being the only country represented in the EBF by more than one member.[1]

History

Шаблон:See also

The Шаблон:Lang was originally established in Berlin in 1916, and renamed Шаблон:Lang in 1974.

Membership

With total assets of some 3,029 billion euros, VÖB's member institutions cover approximately one quarter of the German banking market. Public-sector banks view themselves as owing responsibility towards SMEs, other enterprises, the public sector, and retail customers; they are deeply rooted in their respective home regions, all over Germany.

Ordinary VÖB member banks are market leaders in local authority financing, with a 59 percent market share. In addition, they provide some 22 percent of all corporate lending in Germany. In 2022, development and promotional banks at federal and state level provided 72 billion euros in new development and promotional loans.

As of mid-2022, the VÖB's ordinary membership included:[2]

In addition, the VÖB has extraordinary members, which as of mid-2022 included Aareal Bank, Deutsche WertpapierService Bank, several Sparkassen, Landesbausparkassen and cooperative banks, several German stock exchanges, several Swiss cantonal banks, and other miscellaneous institutions such as Шаблон:Ill, Шаблон:Ill, and an Austrian association of building societies.[2]

Deposit insurance

Until end-September 2021, the VÖB operated a mandatory deposit insurance system, the Шаблон:Lang, or "VÖB EdÖ". This became largely redundant and was phased out after the regional development banks were removed from the scope of EU banking and deposit insurance law in a revision of the EU Capital Requirements Regulation (CRR). The Landesbanken and DekaBank are affiliated with the deposit insurance and institutional protection scheme of the Sparkassen-Finanzgruppe. The other CRR members of VÖB (including DKB, despite it being a fully-owned subsidiary of BayernLB) have opted to join the Шаблон:Lang, the mandatory deposit insurance scheme of the Bundesverband deutscher Banken.

The VÖB retains a residual additional (voluntary) deposit insurance scheme, the Шаблон:Lang, or "VÖB ESF". Its only five members are Calenberger Kreditverein, Deutsche Kreditbank (DKB), Internationales Bankenhaus Bodensee, Landwirtschaftliche Rentenbank, and Ritterschaftliches Kreditinstitut Stade.[3]

Leadership

The President (Шаблон:Lang-de) chairs the executive board (Шаблон:Lang-de) of the VÖB.

See also

Шаблон:Portal

References

Шаблон:Reflist

External links

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  1. ↑ Шаблон:Cite web
  2. ↑ 2,0 2,1 Шаблон:Cite web
  3. ↑ Шаблон:Cite web
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