Английская Википедия:Atom Bank

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Шаблон:Short description Шаблон:Use British English Шаблон:Use dmy dates Шаблон:Infobox company

Atom Bank is a retail bank in the United Kingdom. It is the United Kingdom's first bank built for smartphone or tablet, without any branches,[1] and the first digital-only challenger bank to be granted a full UK regulatory licence.[2] The company is based in Durham, England.[3]

Atom is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA.

History

Atom was founded in July 2013[4] by Anthony Thomson, co-founder of Metro Bank[5] and Mark Mullen, previous CEO at First Direct.[6]

In June 2015, Atom was granted a banking licence[7] and before launch in November 2015, Spanish bank BBVA agreed to invest a substantial stake in Atom.[8] The company launched to the public in April 2016, after its regulatory authorisation restrictions were lifted, initially to those who had expressed an interest previously and had been given a registration code.[9] It launched more widely in October 2016 and today it offers mortgages and savings accounts, along with secured loans for small businesses.[10]

In 2017, Atom was named by LinkedIn as one of UK's top 25 startups and ranked 14th alongside companies such as Deliveroo, Uber and Airbnb,[11] and in 2019, Atom ranked second in business analyst Beauhurst's list of 50 top fintech UK startups and scale-ups. It was the only company from outside London in the top 20 of the list.[12]

In November 2023, Atom raised 100m£ from BBVA, Toscafund and Infinity Investments Partners.[13]

Mobile app

Atom has apps for iOS and Android phones,[10] offering biometric security, with customers able to sign in via face ID or voice ID.[5]

References

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External links

Шаблон:Portal

Шаблон:Commercial and retail banks in the United Kingdom