Английская Википедия:Banking in Israel

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Файл:BankIsrael01 ST 06.jpg

Bank of Israel

Banking in Israel has its roots in the Zionist movement at the beginning of the 20th century prior to the establishment of the State of Israel in 1948.

History

The World Zionist Organization established the Anglo-Palestine Bank in 1903 (which later was renamed Bank Leumi). The two largest banks control over 60% of banking activity, and the top five control over 90%.

Most of the banks were nationalized when their stocks collapsed in the 1983 bank stock crisis. Since then, the government has sold much of its bank stock holdings but still remains a large stockholder in many of the now privately held banks. The government sold Bank Hapoalim in 1996 and Bank Mizrahi (now merged into Bank Mizrahi-Tefahot) in 1998. The government also sold a major part of its stock in Discount Bank in 2006 and in Leumi Bank in 2005.

Major banks

Banking group	Established	Number of Branches	Total Assets (NIS billion)	Share of total banking system assets	Share of total banking system credit	Share of total banking system deposits
Hapoalim group	1921	374	273.3	30.0	31.3	29.1
Bank Leumi group	1902	232	272.8	29.9	29.9	30.2
Discount Bank group	1935	195	154.8	17.0	14.2	17.7
Mizrahi-Tefahot Bank group	1923	123	86.3	9.5	10.9	9.7
First International Bank group	1975	103	71.9	7.9	7.3	8.4
Source: Israel's Banking System Шаблон:Webarchive Bank of Israel

Supervision and regulation

The Bank of Israel supervises Israeli banks via the Supervisor of Banks. The tasks and authority of the Supervisor of Banks are based on several laws:

• The Banking Ordinance, 1941, a Mandatory ordinance which has been amended and updated over the years;
• The Banking (Licensing) Law, 1981;
• The Banking (Service to Customers) Law, 1981;
• The Checks Without Cover (bad checks) Law, 1981.