Английская Википедия:Comparison of free credit monitoring services
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The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.
According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."[1][2] Care should be taken when providing a full Social Security number to any other website.
| Name | Frequency | Credit bureau(s) | Full SSN required? | Scoring model |
|---|---|---|---|---|
| AnnualCreditReport.com | Annual full official report (one from each agency)[3] | Equifax, Experian, TransUnion[3] | Шаблон:Bad[3] | Шаблон:Bad |
| CreditCards.com by Bankrate | Monthly full report[4] | TransUnion[4] | Шаблон:Good | Шаблон:Yes[4] |
| CreditWise by Capital One | Weekly full report[5] | TransUnion[5] | Шаблон:Bad[5] | Шаблон:Yes[5] |
| CreditWorks Basic by Experian | Monthly full report[6] | Experian[6] | Шаблон:Bad[6] | Шаблон:Yes[6] |
| Credit Journey by Chase | Weekly summary[7] | TransUnion[7] | Шаблон:Bad[7] | Шаблон:Yes[7] |
| Credit Karma | Daily TransUnion & Daily Equifax full reports[8] | TransUnion, Equifax[8] | Шаблон:Good[9] | Шаблон:Yes[10] |
| Credit Sesame | Monthly summary[11] | TransUnion[11] | Шаблон:Good[11] | Шаблон:Yes[11] |
| Equifax Core Credit | Monthly summary[12] | Equifax | Шаблон:Good[12] | Шаблон:Yes[12] |
| FICO Free Credit Score Plan | Monthly summary[13] | Equifax[13] | Шаблон:Bad[13] | Шаблон:Yes[13] |
| LendingTree | Monthly summary[14] | TransUnion[14] | Шаблон:Good[14] | Шаблон:Yes[10] |
| Mint by Intuit | Monthly summary[15] | TransUnion[15] | Шаблон:Bad[15] | Шаблон:Yes[16] |
| myBankrate | Monthly full report[17] | TransUnion[17] | Шаблон:Good | Шаблон:Yes[17] |
| MyCredit Guide by American Express | Weekly full report[18] | TransUnion[18] | Шаблон:Good | Шаблон:Yes[18] |
| NerdWallet | Weekly full report[19] | TransUnion[19] | Шаблон:Good[19] | Шаблон:Yes[19] |
| Nav | Every 30 days | Experian and Dun & Bradstreet[20] | Шаблон:Bad | Шаблон:Yes[20] |
| TransUnion TrueIdentity | Monthly full report | TransUnion | Шаблон:Good | Шаблон:Yes[10] |
| WalletHub | Daily full report[21] | TransUnion[21] | Шаблон:Good[21] | Шаблон:Yes[10] |
See also
- Credit score in the United States
- Criticism of credit scoring systems in the United States
- Fair Credit Reporting Act
References
- ↑ The Federal Trade Commission's Information on Free Annual Credit Reports.
- ↑ Шаблон:Cite web
- ↑ 3,0 3,1 3,2 Шаблон:Cite web
- ↑ 4,0 4,1 4,2 Шаблон:Cite web
- ↑ 5,0 5,1 5,2 5,3 Шаблон:Cite web
- ↑ 6,0 6,1 6,2 6,3 Шаблон:Cite web
- ↑ 7,0 7,1 7,2 7,3 Шаблон:Cite web
- ↑ 8,0 8,1 Шаблон:Cite web
- ↑ Шаблон:Cite web
- ↑ 10,0 10,1 10,2 10,3 Шаблон:Cite web
- ↑ 11,0 11,1 11,2 11,3 Шаблон:Cite web
- ↑ 12,0 12,1 12,2 Шаблон:Cite web
- ↑ 13,0 13,1 13,2 13,3 Шаблон:Cite web
- ↑ 14,0 14,1 14,2 Шаблон:Cite web
- ↑ 15,0 15,1 15,2 Шаблон:Cite web
- ↑ Шаблон:Cite web
- ↑ 17,0 17,1 17,2 Шаблон:Cite web
- ↑ 18,0 18,1 18,2 Шаблон:Cite web
- ↑ 19,0 19,1 19,2 19,3 Шаблон:Cite web
- ↑ 20,0 20,1 Шаблон:Cite web
- ↑ 21,0 21,1 21,2 Шаблон:Cite web
